Heritage Cooperative
Heritage Cooperative Verified
heritagecooperative.africa
4 stars 4 / 5 · 30 Reviews
Average Rating
4/5
30 Reviews

Filtered Reviews

Review Time

Caroline Osei
Caroline Osei
1 month ago
5 stars
Highly recommend
The digital application saved me a trip to the branch. Funds were in my account the same day I was approved.
May 2026
Winnie Osei
Winnie Osei
5 months ago
3 stars
Okay service
Interest rates are reasonable but the paperwork requirements felt excessive for a small loan.
January 2026
Susan Odhiambo
Susan Odhiambo
1 month ago
4 stars
Highly recommend
The onboarding was simple and the mobile app makes tracking repayments effortless.
May 2026
Alice Cherop
Alice Cherop
11 months ago
2 stars
Hidden fees
I found the terms confusing and support was not very helpful when I asked for clarification.
July 2025
Ruth Otieno
Ruth Otieno
4 months ago
5 stars
Friendly and professional
Transparent terms, no hidden charges, and the repayment schedule was flexible enough to fit my cash flow.
February 2026
Peter Odhiambo
Peter Odhiambo
2 months ago
4 stars
Very transparent process
I recommend them to every entrepreneur in my network. Professional, fast, and genuinely supportive.
April 2026
Anthony Osei
Anthony Osei
1 year ago
5 stars
Highly recommend
The digital application saved me a trip to the branch. Funds were in my account the same day I was approved.
June 2025
Winnie Wekesa
Winnie Wekesa
1 year ago
3 stars
Mixed feelings
Service was fine overall, nothing exceptional but got the job done eventually.
June 2025
Carlos Njoki
Carlos Njoki
2 months ago
5 stars
Highly recommend
The application process was quick and the loan officer explained every step clearly. My small shop is now thriving thanks to the working capital.
April 2026
Diana Njenga
Diana Njenga
3 months ago
1 stars
Long wait times
I found the terms confusing and support was not very helpful when I asked for clarification.
April 2026
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