Heritage Cooperative
Heritage Cooperative Verified
heritagecooperative.africa
4 stars 4 / 5 · 30 Reviews
Average Rating
4/5
30 Reviews

Filtered Reviews

Review Time

Daniel Kamau
Daniel Kamau
9 months ago
2 stars
Poor customer service
The disbursement was delayed by almost two weeks past what was promised.
September 2025
Priya Muthoni
Priya Muthoni
11 months ago
4 stars
Highly recommend
This was my third loan with them and every time the process gets smoother. Highly reliable for small business owners.
July 2025
Felix Okafor
Felix Okafor
5 months ago
5 stars
Excellent service
Transparent terms, no hidden charges, and the repayment schedule was flexible enough to fit my cash flow.
January 2026
Lucy Odhiambo
Lucy Odhiambo
2 weeks ago
5 stars
Smooth application process
The application process was quick and the loan officer explained every step clearly. My small shop is now thriving thanks to the working capital.
June 2026
Susan Osei
Susan Osei
1 year ago
5 stars
Helped grow my business
I was approved within 48 hours and the interest rate was fair. Customer support answered all my questions promptly.
June 2025
Sarah Adeyemi
Sarah Adeyemi
4 months ago
2 stars
Disappointing experience
There were extra charges that were never explained to me upfront. Very frustrating experience.
February 2026
Maria Odhiambo
Maria Odhiambo
7 months ago
3 stars
Okay service
The loan was approved but it took longer than expected. Staff were polite though.
November 2025
Paul Wafula
Paul Wafula
9 months ago
5 stars
Friendly and professional
The digital application saved me a trip to the branch. Funds were in my account the same day I was approved.
September 2025
Diana Kariuki
Diana Kariuki
10 months ago
5 stars
Smooth application process
The digital application saved me a trip to the branch. Funds were in my account the same day I was approved.
August 2025
Faith Wekesa
Faith Wekesa
1 month ago
2 stars
Not satisfied
There were extra charges that were never explained to me upfront. Very frustrating experience.
May 2026
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